Salary sacrifice for UK employers

Cut Your NI bill and boost employee pensions with salary sacrifice

Download the ‘Thrive Guide to Salary Sacrifice for Employers’ to understand:

What salary sacrifice is and how it works in practice.
Where the savings come from and how employers typically use them.
How to explain salary sacrifice to employees so the change lands well.
The most common setup mistakes and how to avoid them.

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Why salary sacrifice is worth exploring

Reduce employer National Insurance - Lower your NI bill by changing how pension contributions are made. A structural, ongoing saving.
Increase pension contributions - Employees save tax and NI on their contributions. That means more goes into their pension without reducing take-home pay.
Strengthen your benefits offering - Offer more value to employees without increasing salary costs. It’s a practical support that make their money go further.

What could salary sacrifice save your business?

Thrive makes salary sacrifice simple, but what is it worth to your business?
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Our guide shows you exactly how it works, including:

A real example of how a £30,000 employee can increase pension contributions while taking home more pay.
How employer NI savings scale as your team grows.
What the 2029 rule change means and why acting now matters.

Download the guide

Current salary sacrifice rules allow both employers and employees to save National Insurance. From 2029, these NI savings will be capped at £2,000 per person, per year. That’s why many businesses are reviewing their setup now.

Turn the guide into action

Once you’ve read the guide, our Salary Sacrifice Setup Checklist helps you take the next step.
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It covers:

The key decisions to make before launching salary sacrifice.
How to configure payroll correctly.
How to communicate the change to your team.
Final checks before rollout.

Download the checklist

Salary sacrifice made simple

Implementing a new scheme shouldn't feel complex. We provide the tools and support to get you live quickly and compliantly.

The Rollout Kit

We provide employee guides, communication templates, and FAQs to ensure the change lands well with your team.

Dedicated Onboarding

You’ll have a dedicated lead to guide you through setup, payroll configuration, and launch.

Compliance First

Our Salary Sacrifice Setup Checklist ensures your contracts, payroll, and pension calculations align with HMRC guidance.

Ready to see what your NI savings could look like?

Speak to our team to:

Estimate your employer NI savings.
Understand how rollout would work for your team.
Get a clear, simple plan for implementation.

Speak to the team