Strategic partnership gives employers a practical way to support employees with regulated mortgage and protection advice through the workplace.

First Mortgage, Scotland's largest mortgage broker and the UK's fifth largest, and Thrive, the workplace financial wellbeing platform, have announced a new strategic partnership that gives employers a practical way to support employees through key home ownership decisions.

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The partnership enables employers to offer their teams a clear route to professional mortgage and protection advice alongside Thrive's existing financial coaching, education and wellbeing services. It means employees can access support across the home ownership journey, from buying their first home and moving house to remortgaging and protecting their family.

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This partnership comes at a time when rising housing costs, higher interest rates and affordability pressures continue to make buying a home and managing a mortgage more complex. For employers, this creates an opportunity to offer support that reflects the real financial pressures employees may be facing outside work.

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By bringing together Thrive's workplace financial wellbeing platform with First Mortgage's regulated mortgage and protection expertise, the partnership enables employers to strengthen their financial wellbeing strategy while providing meaningful support at one of life's biggest financial milestones. For employees, it offers practical guidance at a time when they may need it most, helping them understand their options and make decisions with greater confidence.

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Employees will be able to access support across the full home ownership journey, including:

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• First-time buyers  

• Home mover  

• Remortgaging  

• Buy-to-let (both personal name and limited company structures)  

• Protection advice, including life insurance, critical illness cover and income protection  

• One-to-one mortgage consultations, available online and in person  

• Educational employee seminars and webinars covering mortgages, home ownership and the importance of protection

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Richard Cook, Chief Executive Officer of Thrive, said:

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“For many people, buying a home or remortgaging is one of the biggest financial decisions they’ll ever make, and it can also be one of the most daunting.
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“At Thrive, our mission is to help employees make informed financial decisions with confidence throughout every stage of life. Partnering with First Mortgage means we can extend that support further by connecting employees with trusted, regulated mortgage advisers.
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“It’s another step in building a truly holistic financial wellbeing platform that helps employers provide meaningful support beyond traditional workplace benefits.”

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Founded in 1997, First Mortgage is Scotland's largest mortgage broker and the UK's fifth largest, with more than 200 advisers operating across 43 locations nationwide. The business provides independent mortgage and protection advice, helping thousands of customers each year find the right solutions for their circumstances.

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Ian McGrail is the Chief Executive Officer of First Mortgage, said:

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“We’re delighted to partner with Thrive to make professional mortgage and protection advice more accessible through employers.
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“Financial wellbeing is about much more than managing day-to-day finances. It’s about helping people make informed decisions through life’s biggest financial milestones.
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“Whether someone is buying their first home, moving house, remortgaging or protecting their family, our advisers are committed to providing expert guidance that gives people confidence in the decisions they make.”

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Together, First Mortgage and Thrive are helping employers provide more comprehensive financial wellbeing support by combining financial coaching, education and workplace wellbeing with trusted, regulated mortgage and protection advice. The partnership reflects both organisations' shared commitment to making expert financial guidance more accessible and helping employees navigate important financial decisions with greater confidence.

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